/* =========================================================
   PACTE DUTREIL — Landing v3 (basée sur maquette utilisateur)
   Palette : crème #fdfaf2 / bordeaux #923244 / or #c2a96a
========================================================= */

:root{
  --white:#ffffff;
  --bg:#ffffff;
  --bg-card:#ffffff;
  --bg-input:#ffffff;
  --ink:#231a1d;
  --ink-soft:#4a3a3f;
  --ink-muted:#8a7d82;
  --line:#ebe2cd;
  --line-soft:#f0e9d6;
  --line-strong:#d6c9a3;
  --bordeaux:#923244;
  --bordeaux-deep:#5a1e2a;
  --bordeaux-soft:#a84d5e;
  --gold:#c2a96a;
  --gold-deep:#a08749;
  --gold-soft:#d8c391;
  --font-title:"Albert Sans", "Helvetica Neue", system-ui, sans-serif;
  --font-body:"Montserrat", "Helvetica Neue", system-ui, sans-serif;
  --nav-h:72px;
  --maxw:1240px;
  --radius:0px;
}

*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;overflow-x:hidden;}

/* ===== Transitions harmonisées ===== */
:root{
  --ease:cubic-bezier(.4,0,.2,1);
  --t-fast:.25s;
  --t-base:.35s;
  --t-slow:.55s;
}
body{
  margin:0;
  font-family:var(--font-body);
  font-size:16px;
  line-height:1.65;
  color:var(--ink-soft);
  background:var(--bg);
  -webkit-font-smoothing:antialiased;
  -moz-osx-font-smoothing:grayscale;
  overflow-x:hidden;
}
img,svg{display:block;max-width:100%;}
a{color:inherit;text-decoration:none;}
strong,b{font-weight:600;color:var(--ink);}
em{font-style:normal;font-weight:600;}

.container{
  width:100%;
  max-width:var(--maxw);
  margin:0 auto;
  padding:0 40px;
}
@media (max-width:680px){ .container{padding:0 22px;} }

/* ============ Titres & lead globaux ============ */
.title{
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(28px, 3.6vw, 42px);
  line-height:1.18;
  color:var(--bordeaux);
  margin:0 0 22px;
  letter-spacing:-.01em;
}
.title--light{color:#fff;}
.lead{
  font-size:15px;
  color:var(--ink-soft);
  line-height:1.7;
  margin:0 0 40px;
  max-width:760px;
}
.lead--wide{max-width:none;}
.lead--light{color:rgba(255,255,255,.85);}

/* ============ Eyebrow (cadre fin doré) ============ */
.eyebrow{
  display:inline-block;
  font-family:var(--font-body);
  font-size:10.5px;
  font-weight:700;
  letter-spacing:.3em;
  text-transform:uppercase;
  color:var(--gold-deep);
  border:1px solid var(--gold);
  padding:8px 16px 7px;
  line-height:1;
  margin-bottom:22px;
}
.eyebrow--light{
  color:#fff;
  border-color:rgba(255,255,255,.6);
}
.eyebrow--filled{
  background:var(--bordeaux);
  border-color:var(--bordeaux);
  color:#fff;
}

/* ============ NAV (fond blanc fixe) ============ */
.nav{
  position:fixed;top:0;left:0;right:0;z-index:50;
  height:var(--nav-h);
  background:#fff;
  border-bottom:1px solid var(--line);
}
.nav__inner{
  height:100%;
  display:flex;align-items:center;justify-content:space-between;
  gap:24px;
}
.nav__links{display:flex;align-items:center;gap:32px;}
.nav__link{
  font-size:11px;
  font-weight:600;
  letter-spacing:.18em;
  text-transform:uppercase;
  color:var(--ink);
  transition:color .3s ease;
  position:relative;
}
.nav__link::after{
  content:"";position:absolute;left:50%;bottom:-6px;
  width:0;height:1px;background:var(--gold);
  transition:width .3s ease, left .3s ease;
}
.nav__link:hover::after,.nav__link.is-active::after{width:100%;left:0;background:var(--gold);}
.nav__link:hover,.nav__link.is-active{color:var(--gold-deep);}

.nav__cta{
  padding:10px 20px;
  background:#fff;
  color:var(--bordeaux);
  border:1px solid var(--bordeaux);
  font-size:11px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;
  transition:background .3s ease, color .3s ease, border-color .3s ease;
}
.nav__cta:hover{background:var(--bordeaux);border-color:var(--bordeaux);color:#fff;}

.nav__burger{display:none;background:none;border:none;cursor:pointer;width:30px;height:30px;flex-direction:column;justify-content:space-between;padding:6px;}
.nav__burger span{display:block;height:1.5px;width:100%;background:var(--ink);}

@media (max-width:980px){
  .nav__links{
    position:fixed;top:var(--nav-h);left:0;right:0;bottom:auto;
    flex-direction:column;
    background:#fff;
    padding:8px 24px 24px;
    gap:0;
    transform:translateY(-110%);
    transition:transform .35s ease, box-shadow .35s ease;
    border-bottom:1px solid var(--line);
    box-shadow:0 12px 24px -8px rgba(0,0,0,0);
    max-height:calc(100vh - var(--nav-h));
    overflow-y:auto;
    z-index:55;
  }
  .nav__links.is-open{
    transform:translateY(0);
    box-shadow:0 18px 36px -10px rgba(0,0,0,.18);
  }
  .nav__link{
    padding:18px 4px;
    width:100%;
    border-bottom:1px solid var(--line-soft);
    color:var(--ink);
    text-shadow:none;
    font-size:12.5px;
    letter-spacing:.16em;
  }
  .nav__link:last-child{border-bottom:none;}
  .nav__cta{display:none;}
  .nav__burger{display:flex;}

  /* Voile derrière le menu pour cacher le contenu */
  .nav__links.is-open::before{
    content:"";
    position:fixed;
    top:var(--nav-h);
    left:0;right:0;bottom:0;
    background:rgba(20,10,12,.4);
    z-index:-1;
    pointer-events:none;
  }
}

/* ============ HERO — image plein écran ============ */
.hero{
  position:relative;
  min-height:100vh;
  display:flex;align-items:center;
  overflow:hidden;
}
.hero__img{
  position:absolute;
  inset:0;
  width:100%;
  height:100%;
  object-fit:cover;
  object-position:center;
  z-index:0;
}
.hero__veil{
  position:absolute;
  inset:0;
  z-index:1;
  background:linear-gradient(90deg, rgba(0,0,0,.35) 0%, rgba(0,0,0,.15) 50%, rgba(0,0,0,0) 100%);
}
.hero__container{
  position:relative;z-index:2;
  width:100%;
  padding-top:clamp(100px, 11vw, 160px);
  padding-bottom:clamp(100px, 11vw, 160px);
}
.hero__card{
  max-width:clamp(420px, 56vw, 1080px);
  padding:clamp(28px, 3.6vw, 62px);
  background:rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.45);
  backdrop-filter:blur(14px) saturate(140%);
  -webkit-backdrop-filter:blur(14px) saturate(140%);
  position:relative;
}
.hero__badge{
  display:inline-block;
  background:var(--bordeaux);
  color:#fff;
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(18px, 2vw, 30px);
  line-height:1;
  padding:clamp(10px,1.2vw,16px) clamp(18px,2vw,32px) clamp(8px,1vw,14px);
  margin-bottom:clamp(20px, 2.6vw, 38px);
  letter-spacing:-.005em;
}
.hero__title{
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(24px, 3.6vw, 60px);
  line-height:1.12;
  color:#fff;
  margin:0 0 clamp(16px, 2.2vw, 32px);
  letter-spacing:-.008em;
  text-shadow:0 2px 22px rgba(0,0,0,.35);
}
.hero__percent{
  color:var(--bordeaux);
  font-weight:800;
  font-style:normal;
}
.hero__sub{
  color:rgba(255,255,255,.94);
  font-size:clamp(14px, 1.5vw, 19px);
  line-height:1.65;
  max-width:660px;
  margin:0 0 clamp(22px, 2.6vw, 40px);
  font-weight:400;
  text-shadow:0 1px 12px rgba(0,0,0,.35);
}
.hero__sub strong{color:#fff;font-weight:600;}
.hero__ctas{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:14px 14px;
  align-items:stretch;
  max-width:560px;
}
.hero__btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  padding:clamp(14px,1.5vw,20px) clamp(16px,2vw,28px);
  font-family:var(--font-body);
  font-size:clamp(11px,.9vw,13px);
  font-weight:700;
  letter-spacing:.18em;
  text-transform:uppercase;
  transition:background .3s ease, color .3s ease, border-color .3s ease, transform .3s ease;
  border:1px solid currentColor;
  cursor:pointer;
  text-align:center;
}
.hero__btn--gold{
  grid-column:1 / -1;
}
.hero__btn--primary{background:#fff;color:var(--bordeaux);border-color:#fff;}
.hero__btn--primary:hover{background:var(--bordeaux);color:#fff;border-color:#fff;}
.hero__btn--primary span{font-size:14px;transition:transform .3s ease;}
.hero__btn--primary:hover span{transform:translateX(4px);}
.hero__btn--ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.7);}
.hero__btn--ghost:hover{background:rgba(255,255,255,.15);border-color:#fff;}

/* Bouton "Accéder au simulateur" — doré pulsant pour attirer l'œil */
.hero__btn--gold{
  background:var(--gold);
  color:var(--bordeaux);
  border-color:var(--gold);
  position:relative;
  overflow:hidden;
  animation:heroBtnPulse 1.8s ease-in-out infinite;
  box-shadow:0 0 0 0 rgba(194,169,106,.55);
}
.hero__btn--gold:hover{
  background:var(--gold-deep);
  border-color:var(--gold-deep);
  color:#fff;
}
@keyframes heroBtnPulse{
  0%, 100%{box-shadow:0 0 0 0 rgba(194,169,106,.6), 0 0 24px 0 rgba(194,169,106,.4);}
  50%{box-shadow:0 0 0 10px rgba(194,169,106,0), 0 0 40px 4px rgba(194,169,106,.7);}
}
.hero__btn--gold::after{
  content:"";
  position:absolute;
  top:0;left:-100%;
  width:60%;height:100%;
  background:linear-gradient(90deg, transparent, rgba(255,255,255,.5), transparent);
  animation:heroBtnShine 2.4s ease-in-out infinite;
  pointer-events:none;
}
@keyframes heroBtnShine{
  0%{left:-100%;}
  60%{left:120%;}
  100%{left:120%;}
}
@media (prefers-reduced-motion: reduce){
  .hero__btn--gold,
  .hero__btn--gold::after{animation:none;}
}

.hero__scroll{
  position:absolute;
  bottom:36px;left:50%;
  transform:translateX(-50%);
  display:flex;flex-direction:column;align-items:center;gap:12px;
  font-size:10px;font-weight:700;letter-spacing:.32em;text-transform:uppercase;
  color:#fff;
  z-index:3;
  text-shadow:0 1px 8px rgba(0,0,0,.5);
}
.hero__arrow svg{display:block;}
.hero__arrow svg circle{stroke:#fff;}
.hero__arrow svg path{stroke:#fff;}
.hero__arrow{display:flex;animation:bounceDown 2s ease-in-out infinite;}
@keyframes bounceDown{
  0%,100%{transform:translateY(0);}
  50%{transform:translateY(6px);}
}
@media (max-width:680px){
  .hero__badge{font-size:18px;padding:12px 22px 10px;}
}

/* ============ Section 1 — PACTE DUTREIL ============ */
.pacte{
  padding:120px 0 100px;
  background:#fff;
}
.pacte__text{
  max-width:none;
  margin-top:10px;
}
.pacte__text p{
  color:var(--ink-soft);
  font-size:16px;
  line-height:1.75;
  margin:0 0 18px;
  max-width:none;
}
.pacte__text p:last-child{margin-bottom:0;}

/* 3 chiffres clés sous les paragraphes — bordeaux + traits dorés (HORIZONTAL) */
.pacte__stats{
  display:grid;
  grid-template-columns:1fr auto 1fr auto 1fr;
  gap:40px;
  align-items:start;
  padding:55px 0;
  margin:60px 0 0;
  border-top:1px solid var(--gold);
  border-bottom:1px solid var(--gold);
}
.pacte-stat{
  display:flex;flex-direction:column;gap:14px;
}
.pacte-stat__num{
  font-family:var(--font-title);
  font-weight:800;
  font-size:clamp(64px, 7.6vw, 104px);
  line-height:.9;
  color:var(--bordeaux);
  letter-spacing:-.035em;
}
.pacte-stat__num small{
  font-size:.45em;margin-left:4px;font-weight:800;
  color:var(--bordeaux);
}
.pacte-stat__lab{
  font-size:14px;
  font-weight:600;
  line-height:1.5;
  color:var(--ink);
  margin:0;
  max-width:320px;
}
.pacte-stat__sub{
  font-family:var(--font-body);
  font-weight:400;
  font-size:14px;
  line-height:1.55;
  color:var(--ink-soft);
  margin:0;
  max-width:320px;
  padding-top:14px;
  border-top:1px dotted var(--line-strong);
}
.pacte-stat__sep{
  width:1px;
  height:90px;
  background:linear-gradient(to bottom, transparent, var(--gold), transparent);
}
@media (max-width:880px){
  .pacte__stats{grid-template-columns:1fr;gap:30px;}
  .pacte-stat__sep{
    width:60px;height:1px;
    background:linear-gradient(to right, transparent, var(--gold), transparent);
  }
}

/* ============ Section 2 — PROCESSUS (bordeaux) ============ */
.processus{
  background:var(--bordeaux);
  color:#fff;
  padding:140px 0 130px;
  position:relative;
  overflow:hidden;
}

/* 3 chiffres clés intégrés en bandeau au bordeaux */
.proc__stats{
  display:grid;
  grid-template-columns:1fr auto 1fr auto 1fr;
  gap:32px;
  align-items:center;
  padding:50px 0;
  margin:50px 0 60px;
  border-top:1px solid rgba(194,169,106,.4);
  border-bottom:1px solid rgba(194,169,106,.4);
  position:relative;
}
.proc-stat{
  display:flex;flex-direction:column;gap:14px;
  color:#fff;
}
.proc-stat__num{
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(54px, 6.4vw, 80px);
  line-height:.9;
  color:var(--gold);
  letter-spacing:-.035em;
}
.proc-stat__num small{
  font-size:.4em;margin-left:4px;font-weight:500;
  color:rgba(194,169,106,.75);
}
.proc-stat__lab{
  font-size:13.5px;
  line-height:1.5;
  color:rgba(255,255,255,.85);
  margin:0;
  max-width:240px;
}
.proc-stat__sep{
  width:1px;
  height:80px;
  background:linear-gradient(to bottom, transparent, rgba(194,169,106,.6), transparent);
}
@media (max-width:880px){
  .proc__stats{
    grid-template-columns:1fr;
    gap:30px;
    padding:36px 0;
  }
  .proc-stat__sep{
    width:60px;height:1px;
    background:linear-gradient(to right, transparent, rgba(194,169,106,.6), transparent);
  }
}
/* Frise HORIZONTALE — 5 étapes côte à côte, plus larges et moins hautes */
.timeline{
  list-style:none;
  margin:50px -40px 0;
  padding:0;
  position:relative;
  display:grid;
  grid-template-columns:repeat(5,1fr);
  gap:14px;
  align-items:stretch;
}
.timeline::before{
  content:"";
  position:absolute;
  top:12px;
  left:8%;
  right:8%;
  height:1px;
  background:linear-gradient(to right, transparent, rgba(255,255,255,.55), rgba(255,255,255,.55), transparent);
  z-index:1;
}
.timeline__item{
  display:flex;
  flex-direction:column;
  align-items:center;
  text-align:center;
  position:relative;
  z-index:2;
}
.timeline__marker{
  margin-bottom:24px;
  position:relative;
  display:flex;
  flex-direction:column;
  align-items:center;
  gap:14px;
}
.timeline__dot{
  width:24px;height:24px;
  min-width:24px;min-height:24px;
  border-radius:50%;
  background:#fff;
  border:3px solid var(--bordeaux);
  box-shadow:0 0 0 1px #fff;
  display:block;
  flex-shrink:0;
  box-sizing:border-box;
  position:relative;
  z-index:2;
}
.timeline__item--key .timeline__dot{
  width:30px;height:30px;
  min-width:30px;min-height:30px;
  background:#fff;
  border-width:4px;
  box-shadow:0 0 0 1px #fff, 0 0 0 6px rgba(255,255,255,.25);
}
.timeline__card{
  background:transparent;
  border:1px solid rgba(255,255,255,.45);
  padding:20px 22px;
  display:flex;
  flex-direction:column;
  gap:8px;
  text-align:left;
  width:100%;
  flex:1;
  cursor:default;
  transition:border-color .35s ease, transform .35s ease;
}
.timeline__card:hover{
  border-color:#fff;
  transform:translateY(-4px);
}
.timeline__item--key .timeline__card{
  background:transparent;
  border-color:#fff;
}
.timeline__time{
  font-family:var(--font-body);
  font-size:11px;
  font-weight:700;
  letter-spacing:.2em;
  text-transform:uppercase;
  color:#fff;
  white-space:nowrap;
}
.timeline__item--key .timeline__time{
  letter-spacing:.14em;
  font-size:10.5px;
}
.timeline__title{
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(17px,1.6vw,20px);
  color:#fff;
  margin:0 0 2px;
  line-height:1.2;
}
.timeline__card p{
  color:rgba(255,255,255,.82);
  font-size:13px;
  line-height:1.55;
  margin:0;
}
.timeline__card p + p{margin-top:4px;}
.timeline__card p strong{
  color:#fff;
  font-family:var(--font-title);
  font-weight:500;
  font-size:1.35em;
  line-height:1;
  letter-spacing:-.01em;
}

/* Mobile + tablette : repli en vertical — dès 1024px pour être sûr de couvrir TOUTES les tailles de téléphones/tablettes */
@media (max-width:1024px){
  .timeline{
    grid-template-columns:1fr !important;
    gap:24px !important;
    margin:50px 0 0 !important;
  }
  .timeline::before{
    display:none !important;
  }
  .timeline__item{
    flex-direction:row !important;
    align-items:flex-start !important;
    text-align:left !important;
    gap:16px !important;
    display:flex !important;
  }
  .timeline__marker{
    margin-bottom:0 !important;
    padding-top:6px !important;
    flex-direction:column !important;
    align-items:flex-start !important;
    flex-shrink:0 !important;
    width:90px !important;
    min-width:90px !important;
    max-width:90px !important;
    gap:6px !important;
  }
  .timeline__time{
    font-size:10.5px !important;
    letter-spacing:.08em !important;
    white-space:normal !important;
    line-height:1.25 !important;
    word-wrap:break-word !important;
    overflow-wrap:break-word !important;
    word-break:break-word !important;
    hyphens:auto !important;
  }
  .timeline__card{
    flex:1 !important;
    min-width:0 !important;
    width:auto !important;
    padding:20px 18px !important;
    padding-top:48px !important;
    overflow:hidden !important;
  }
  .timeline__card::after{
    top:12px !important;
    right:12px !important;
    width:24px !important;
    height:24px !important;
  }
  .timeline__title{
    font-size:17px !important;
    line-height:1.25 !important;
    margin:0 !important;
    word-wrap:break-word !important;
    overflow-wrap:break-word !important;
    hyphens:auto !important;
  }
  .timeline__card p{
    font-size:13.5px !important;
    line-height:1.5 !important;
    word-wrap:break-word !important;
    overflow-wrap:break-word !important;
    hyphens:auto !important;
  }
  /* Sécurité globale : aucun élément timeline ne peut dépasser */
  .timeline,
  .timeline *{
    max-width:100% !important;
    box-sizing:border-box !important;
  }
}

/* Petits écrans : eyebrows compacts pour éviter les débordements */
@media (max-width:680px){
  .eyebrow{
    letter-spacing:.14em;
    font-size:10px;
    padding:7px 12px 6px;
    max-width:100%;
    white-space:normal;
    line-height:1.3;
    word-wrap:break-word;
    overflow-wrap:break-word;
  }
}
@media (max-width:480px){
  .eyebrow{
    letter-spacing:.1em;
    font-size:9.5px;
    padding:6px 10px 5px;
  }
}

.proc__layout{
  display:grid;
  grid-template-columns:320px 1fr;
  gap:70px;
  margin-top:40px;
  align-items:start;
}
.proc__steps{
  list-style:none;
  margin:0;padding:0;
  position:relative;
}
.proc__steps::before{
  content:"";
  position:absolute;
  left:15px;top:24px;bottom:24px;
  width:1px;
  background:linear-gradient(to bottom, transparent, rgba(255,255,255,.3), rgba(255,255,255,.3), transparent);
}
.proc__step{
  display:flex;
  align-items:center;
  gap:32px;
  padding:30px 0;
  cursor:pointer;
  transition:color .3s ease;
  position:relative;
  color:rgba(255,255,255,.55);
}
.proc__dot{
  width:30px;height:30px;
  border-radius:50%;
  background:rgba(255,255,255,.2);
  border:4px solid var(--bordeaux);
  box-shadow:0 0 0 1px rgba(255,255,255,.45);
  transition:all .35s ease;
  flex-shrink:0;
  position:relative;
  z-index:2;
}
.proc__time{
  font-family:var(--font-body);
  font-size:18px;
  font-weight:700;
  letter-spacing:.12em;
  text-transform:uppercase;
  transition:color .3s ease;
}
.proc__step:hover{color:#fff;}
.proc__step:hover .proc__dot{background:var(--gold);box-shadow:0 0 0 1px var(--gold);}
.proc__step.is-active{color:#fff;}
.proc__step.is-active .proc__dot{
  background:var(--gold);
  box-shadow:0 0 0 1px var(--gold), 0 0 0 10px rgba(194,169,106,.25);
  transform:scale(1.1);
}
.proc__step.is-active .proc__time{color:var(--gold);}
.proc__step--key .proc__dot{background:var(--gold-soft);}

.proc__panel{
  background:rgba(255,255,255,.06);
  padding:50px 54px;
  position:relative;
  border:1px solid rgba(194,169,106,.5);
  min-height:420px;
  display:flex;
  flex-direction:column;
}
.proc__panel-content{
  flex:1;
  display:flex;
  flex-direction:column;
  justify-content:flex-start;
  gap:24px;
}
.proc__panel h3{
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(26px, 3vw, 36px);
  color:#fff;
  margin:0 0 22px;
  line-height:1.2;
}
.proc__panel p{
  color:rgba(255,255,255,.88);
  font-size:16px;
  line-height:1.75;
  margin:0;
  max-width:640px;
  white-space:pre-line;
}
.proc__nav{
  display:flex;
  align-items:center;
  gap:18px;
  padding-top:24px;
  border-top:1px solid rgba(194,169,106,.3);
  margin-top:auto;
}
.proc__nav-btn{
  width:44px;height:44px;
  border:1px solid var(--gold);
  background:transparent;
  color:var(--gold);
  cursor:pointer;
  border-radius:50%;
  font-size:18px;
  transition:all .3s ease;
  display:grid;place-items:center;
}
.proc__nav-btn:hover{background:var(--gold);color:var(--bordeaux-deep);}
.proc__counter{
  font-family:var(--font-title);
  font-size:16px;
  color:var(--gold);
  letter-spacing:.05em;
}
.proc__counter em{color:rgba(255,255,255,.4);font-style:normal;margin:0 4px;}

@media (max-width:980px){
  .proc__layout{grid-template-columns:1fr;gap:30px;}
  .proc__panel{padding:38px 30px;}
}

/* Loi de Finances inline (dans la section processus) */
.lf-inline{
  margin-top:60px;
  background:rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.18);
  padding:26px 32px;
  display:grid;
  grid-template-columns:auto 1fr;
  gap:30px;
  align-items:center;
}
.lf-inline__tag{
  font-size:10px;font-weight:700;letter-spacing:.3em;text-transform:uppercase;
  color:var(--gold);
  border:1px solid var(--gold);
  padding:7px 14px;
  white-space:nowrap;
  align-self:start;
}
.lf-inline__body h4{
  font-family:var(--font-title);
  font-weight:500;
  font-size:18px;
  color:#fff;
  margin:0 0 6px;
}
.lf-inline__body p{
  color:rgba(255,255,255,.78);
  font-size:13.5px;
  line-height:1.6;
  margin:0;
}
@media (max-width:680px){
  .lf-inline{grid-template-columns:1fr;gap:14px;padding:22px;}
}

/* ============ Section 3 — CAS CHIFFRÉ ============ */
.case{
  padding:120px 0 100px;
  background:#fff;
}
/* Navigation du carrousel (au-dessus du cadre) */
.case__pager{
  display:flex;
  align-items:center;
  gap:18px;
  margin:0 0 22px;
  justify-content:flex-end;
}
.case__pager-tabs{
  display:flex;
  align-items:center;
  gap:10px;
  margin-right:auto;
}
.case__pager-tab{
  font-family:var(--font-body);
  font-size:11px;
  font-weight:700;
  letter-spacing:.2em;
  text-transform:uppercase;
  padding:12px 22px;
  background:#fff;
  color:var(--bordeaux);
  border:1px solid var(--bordeaux);
  cursor:pointer;
  position:relative;
  transition:background .3s ease, color .3s ease, border-color .3s ease, transform .3s ease;
}
.case__pager-tab:hover{
  background:var(--bordeaux);
  color:#fff;
  transform:translateY(-2px);
}
.case__pager-tab.is-active{
  background:var(--bordeaux);
  color:#fff;
  border-color:var(--bordeaux);
}

/* Effet d'appel sur l'onglet inactif — lueur dorée qui balaye */
.case__pager-tab:not(.is-active){
  overflow:hidden;
}
.case__pager-tab:not(.is-active)::after{
  content:"";
  position:absolute;
  top:0;bottom:0;
  left:-60%;
  width:50%;
  background:linear-gradient(110deg,
    transparent 0%,
    rgba(194,169,106,.5) 50%,
    transparent 100%
  );
  pointer-events:none;
  animation:tabShine 2.6s ease-in-out infinite;
}
.case__pager-tab:not(.is-active):hover::after{animation-play-state:paused;}
@keyframes tabShine{
  0%{left:-60%;}
  60%{left:120%;}
  100%{left:120%;}
}
.case__pager-counter{
  font-family:var(--font-title);
  font-size:16px;
  color:var(--gold-deep);
  letter-spacing:.05em;
}
.case__pager-counter span{color:var(--bordeaux);font-weight:500;}
.case__pager-btn{
  width:46px;height:46px;
  border:1px solid var(--bordeaux);
  background:#fff;
  color:var(--bordeaux);
  font-size:18px;
  border-radius:50%;
  cursor:pointer;
  transition:background .3s ease, color .3s ease;
}
.case__pager-btn:hover{background:var(--bordeaux);color:#fff;}
@media (max-width:680px){
  .case__pager{flex-wrap:wrap;}
}

/* Cadre extérieur avec coin biseauté — stable en taille fixe */
.case__frame{
  position:relative;
  margin-top:0;
  padding:36px 46px 32px;
  --bevel:64px;
}
.case__header{margin-bottom:22px;}
.case__header .title{margin-bottom:10px;}
.case__header .lead{margin-bottom:0;}

/* Slides du carrousel */
.case__slides{position:relative;}
.case__slide{display:none;}
.case__slide.is-active{
  display:block;
  animation:fadeSlide .45s ease;
}
@keyframes fadeSlide{
  from{opacity:0;transform:translateY(8px);}
  to{opacity:1;transform:translateY(0);}
}
.case__frame::before{
  content:"";
  position:absolute;
  inset:0;
  pointer-events:none;
  background:
    /* Top border (de 0 à 100% - bevel) */
    linear-gradient(var(--bordeaux),var(--bordeaux)) 0 0 / calc(100% - var(--bevel)) 1px no-repeat,
    /* Right border (de bevel à 100%) */
    linear-gradient(var(--bordeaux),var(--bordeaux)) 100% var(--bevel) / 1px calc(100% - var(--bevel)) no-repeat,
    /* Bottom border */
    linear-gradient(var(--bordeaux),var(--bordeaux)) 0 100% / 100% 1px no-repeat,
    /* Left border */
    linear-gradient(var(--bordeaux),var(--bordeaux)) 0 0 / 1px 100% no-repeat,
    /* Diagonale du biseau — coin 64×64 px FIXE */
    linear-gradient(to top right,
      transparent calc(50% - .5px),
      var(--bordeaux) calc(50% - .5px),
      var(--bordeaux) calc(50% + .5px),
      transparent calc(50% + .5px)
    ) top right / var(--bevel) var(--bevel) no-repeat;
}
.case__frame-inner{position:relative;z-index:1;}

.case__row{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:0;
  margin:0 0 36px;
  align-items:stretch;
}
.case__row .case__card{
  border:none;
  border-right:1px solid var(--line);
  border-radius:0;
  padding:8px 32px;
  box-shadow:none;
  background:transparent;
  display:flex;
  flex-direction:column;
}
.case__row .case__card:last-child{border-right:none;}
.case__row .case__card:hover{
  transform:none;
  box-shadow:none;
  background:transparent;
}
.case__row .case__card--feature{background:transparent;}
.case__row .case__card--feature:hover{background:transparent;}
@media (max-width:980px){
  .case__row{grid-template-columns:1fr;}
  .case__row .case__card{border-right:none;border-bottom:1px solid var(--line);padding:24px 8px;}
  .case__row .case__card:last-child{border-bottom:none;}
}

/* Head des cartes : gros numéro + titre dessous — hauteur strictement identique */
.case__card-head{
  display:flex;
  flex-direction:column;
  align-items:flex-start;
  justify-content:flex-end;
  gap:2px;
  padding-bottom:10px;
  margin-bottom:10px;
  border-bottom:1px solid var(--line);
  height:130px;
  flex-shrink:0;
}
.case__card-num{
  font-family:var(--font-title);
  font-weight:700;
  font-size:clamp(48px, 4vw, 60px);
  line-height:1;
  color:var(--gold-deep);
  letter-spacing:-.025em;
  flex-shrink:0;
}
.case__card-title{
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(18px, 1.5vw, 22px);
  line-height:1.25;
  color:var(--bordeaux);
  margin:0;
  min-height:2.5em;
  display:flex;
  align-items:flex-start;
}
.case__card--feature .case__card-num{color:var(--bordeaux);}

/* Reveal bouton + bloc économie */
.case__reveal{margin-top:30px;text-align:center;}
.case__reveal-btn{
  display:inline-flex;align-items:center;justify-content:center;gap:14px;
  padding:18px 32px;
  min-width:340px;
  background:#fff;
  color:var(--bordeaux);
  border:1px solid var(--bordeaux);
  cursor:pointer;
  font-family:var(--font-body);
  font-size:12px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;
  transition:background .3s ease, color .3s ease, border-color .3s ease, transform .3s ease;
}
.case__reveal-btn:hover{background:var(--bordeaux);color:#fff;border-color:var(--bordeaux);transform:translateY(-2px);}
.case__reveal-arrow{
  font-size:14px;
  transition:transform .35s ease;
}
.case__reveal-btn.is-open .case__reveal-arrow{transform:rotate(180deg);}
.case__saving{
  margin-top:20px;
  background:var(--bordeaux);
  color:#fff;
  padding:30px 40px;
  text-align:left;
  position:relative;
}
.case__saving-grid{
  display:grid;
  grid-template-columns:auto 1fr;
  gap:60px;
  align-items:center;
}
.case__saving-lbl{
  display:block;
  font-size:11px;font-weight:700;letter-spacing:.3em;text-transform:uppercase;
  color:rgba(255,255,255,.85);
  margin-bottom:12px;
}
.case__saving-num{
  display:block;
  font-family:var(--font-title);
  font-weight:800;
  font-size:clamp(46px, 5.4vw, 72px);
  color:#fff;
  line-height:1;
  letter-spacing:-.028em;
}
.case__saving-pct{
  display:block;
  margin-top:14px;
  font-size:15px;
  color:rgba(255,255,255,.92);
}
.case__saving-pct strong{color:#fff;font-weight:700;}
.case__saving-note{
  font-size:13px;
  color:rgba(255,255,255,.72);
  line-height:1.65;
  margin:0;
  padding-left:30px;
  border-left:1px solid rgba(194,169,106,.4);
}
.case__saving-note strong{color:#fff;}
@media (max-width:880px){
  .case__saving{padding:36px 28px;}
  .case__saving-grid{grid-template-columns:1fr;gap:30px;}
  .case__saving-note{padding-left:0;border-left:none;padding-top:24px;border-top:1px solid rgba(194,169,106,.4);}
}

.case__hero{
  background:var(--bg-card);
  border:1px solid var(--gold);
  padding:44px 38px;
  position:relative;
}
.case__hero-lbl{
  display:block;
  font-size:10.5px;font-weight:700;letter-spacing:.3em;text-transform:uppercase;
  color:var(--gold-deep);
  margin-bottom:12px;
}
.case__hero-num{
  display:block;
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(44px, 5.5vw, 64px);
  color:var(--bordeaux);
  line-height:1;
  letter-spacing:-.025em;
}
.case__hero-pct{
  display:block;
  margin-top:14px;
  font-size:14px;
  color:var(--ink-soft);
}
.case__hero-pct strong{color:var(--bordeaux);font-weight:700;}
.case__hero-line{
  width:60px;height:1px;background:var(--gold);
  margin:28px 0;
}
.case__hero-note{
  font-size:12px;color:var(--ink-muted);
  line-height:1.65;margin:0;
}

.case__cards{display:flex;flex-direction:column;gap:18px;}
.case__card{
  background:#fff;
  color:var(--ink);
  padding:32px 28px;
  position:relative;
  border:1px solid var(--gold);
  display:flex;
  flex-direction:column;
  transition:transform .35s ease, box-shadow .35s ease, border-color .3s ease;
}
.case__card:hover{
  transform:translateY(-6px);
  border-color:var(--bordeaux);
}

.case__card-tag{
  display:block;
  font-size:10.5px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;
  color:var(--gold-deep);
  padding-bottom:18px;
  margin-bottom:18px;
  border-bottom:1px solid var(--line);
  line-height:1.4;
}
.case__card--feature .case__card-tag{color:var(--bordeaux);border-bottom-color:var(--gold);}
.case__rows{flex:1;}
.case__rows{
  list-style:none;
  margin:0;padding:0;
  display:flex;
  flex-direction:column;
  flex:1;
}
.case__rows li{
  display:flex;justify-content:space-between;align-items:center;
  gap:14px;
  padding:0;
  min-height:38px;
  height:auto;
  font-size:14px;
  color:var(--ink-soft);
  border-bottom:1px dotted var(--line);
  line-height:1.4;
  flex-shrink:0;
}
.case__rows li:last-of-type:not(.case__rows-total){border-bottom:none;}
.case__rows li span{white-space:nowrap;overflow:hidden;text-overflow:ellipsis;}
.case__rows li b{color:var(--ink);font-weight:600;font-size:15px;white-space:nowrap;}

/* Ligne "× N enfants" : style multiplication discret en italique doré */
.case__rows li b:empty{display:none;}
.case__rows li:has(b:empty){
  font-style:italic;
  color:var(--gold-deep);
  font-weight:600;
  font-size:13px;
  letter-spacing:.04em;
  border-bottom:none;
  min-height:30px;
  padding-left:8px;
}
.case__rows-total{
  margin-top:auto;
}
.case__rows li.case__rows-total{
  position:relative;
  margin-top:auto;
  padding-top:20px !important;
  border-top:2px solid var(--ink) !important;
  border-bottom:none;
  display:flex;flex-direction:column;align-items:flex-start;justify-content:flex-end;gap:8px;
  min-height:auto;
}
.case__rows li.case__rows-total span{
  font-size:11.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--ink);
  font-weight:700;
  white-space:nowrap;
  line-height:1;
}
.case__rows li.case__rows-total b{
  font-family:var(--font-title);
  font-size:clamp(30px, 3.4vw, 42px);
  font-weight:700;
  color:var(--ink);
  letter-spacing:-.02em;
  line-height:.95;
}
.case__card--feature{border-color:var(--gold);}
.case__card--feature .case__card-tag{color:var(--bordeaux);}
.case__card--feature .case__rows-total{border-top-color:var(--gold) !important;}
.case__card--feature .case__rows-total span{color:var(--gold-deep);}
.case__card--feature .case__rows-total b{color:var(--gold-deep);}

@media (max-width:980px){
  .case__grid{grid-template-columns:1fr;gap:30px;}
  .case__hero{position:static;}
}

/* ============ SIMULATEUR (intégré dans le carrousel) ============ */

.simu__grid{
  display:grid;
  grid-template-columns:1fr 1.2fr;
  gap:50px;
  align-items:start;
}

/* Champs de gauche */
.simu__controls{display:flex;flex-direction:column;gap:30px;}
.simu__field{display:flex;flex-direction:column;gap:12px;}
.simu__label{
  font-size:11px;
  font-weight:700;
  letter-spacing:.22em;
  text-transform:uppercase;
  color:var(--gold-deep);
}
.simu__input-wrap{
  display:flex;align-items:center;
  border:1px solid var(--line);
  background:#fff;
  padding:14px 18px;
  transition:border-color .3s ease;
}
.simu__input-wrap:focus-within{border-color:var(--bordeaux);}
.simu__input-wrap input{
  flex:1;
  border:none;
  outline:none;
  font-family:var(--font-title);
  font-weight:700;
  font-size:22px;
  color:var(--bordeaux);
  background:transparent;
}
.simu__unit{
  font-family:var(--font-title);
  font-weight:700;
  font-size:18px;
  color:var(--gold-deep);
}
.simu__range{
  width:100%;
  -webkit-appearance:none;appearance:none;
  height:4px;
  background:var(--line);
  outline:none;
  border-radius:0;
}
.simu__range::-webkit-slider-thumb{
  -webkit-appearance:none;appearance:none;
  width:20px;height:20px;
  background:var(--bordeaux);
  border-radius:50%;
  cursor:pointer;
  border:3px solid #fff;
}
.simu__range::-moz-range-thumb{
  width:20px;height:20px;
  background:var(--bordeaux);
  border-radius:50%;
  cursor:pointer;
  border:3px solid #fff;
}

.simu__buttons{display:flex;gap:8px;}
.simu__buttons button{
  flex:1;
  padding:14px 0;
  background:#fff;
  border:1px solid var(--line);
  font-family:var(--font-title);
  font-weight:700;
  font-size:20px;
  color:var(--ink-soft);
  cursor:pointer;
  transition:all .3s ease;
}
.simu__buttons button:hover{border-color:var(--bordeaux);color:var(--bordeaux);}
.simu__buttons button.is-active{
  background:var(--bordeaux);
  border-color:var(--bordeaux);
  color:#fff;
}

.simu__check{
  display:flex;align-items:flex-start;gap:12px;
  font-size:13.5px;color:var(--ink-soft);line-height:1.5;
  cursor:pointer;
}
.simu__check input{
  margin-top:3px;
  accent-color:var(--bordeaux);
  width:18px;height:18px;
}
.simu__check strong{color:var(--bordeaux);}

/* Résultats à droite — masqués derrière un overlay email */
.simu__results-wrap{
  position:relative;
}
.simu__results{display:flex;flex-direction:column;gap:12px;}

/* Overlay de déverrouillage — bordeaux transparent + carte animée */
.simu__lock{
  position:absolute;
  inset:0;
  z-index:5;
  display:flex;
  align-items:center;
  justify-content:center;
  padding:40px;
  background:#fff;
  transition:opacity .45s ease, visibility .45s ease;
}
@media (max-width:680px){
  .simu__lock{padding:20px;}
}
.simu__lock.is-unlocked{
  opacity:0;
  visibility:hidden;
  pointer-events:none;
}

/* Carte centrale — centrée avec marge bordeaux des 4 côtés */
.simu__lock-card{
  width:100%;
  max-width:500px;
  background:#fff;
  border:1.5px solid var(--gold);
  padding:44px 40px;
  display:flex;
  flex-direction:column;
  gap:8px;
  position:relative;
  z-index:1;
  text-align:center;
  align-items:center;
  animation:floatLock 3.6s ease-in-out infinite;
}
@keyframes floatLock{
  0%,100%{transform:translateY(0);}
  50%{transform:translateY(-8px);}
}
/* Filets dorés retirés */

.simu__lock-icon{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:54px;height:54px;
  background:transparent;
  border:1px solid var(--gold);
  border-radius:50%;
  flex-shrink:0;
  margin-bottom:14px;
  align-self:center;
}
.simu__lock-icon svg path,
.simu__lock-icon svg rect{stroke:var(--bordeaux);}
.simu__lock-icon svg circle{fill:var(--bordeaux);}
.simu__lock-title{
  font-family:var(--font-title);
  font-weight:500;
  font-size:26px;
  color:var(--bordeaux);
  margin:0;
  line-height:1.2;
  text-align:center;
}
.simu__lock-sub{
  font-size:14px;
  color:var(--ink-soft);
  line-height:1.6;
  margin:0 0 18px;
  text-align:center;
  max-width:340px;
  align-self:center;
}
.simu__lock-form{
  display:flex;
  flex-direction:column;
  gap:12px;
  width:100%;
  max-width:440px;
}
.simu__lock-row{
  display:flex;
  gap:0;
}
.simu__lock-row input{
  flex:1;
  font-family:var(--font-body);
  font-size:14px;
  padding:15px 18px;
  border:1px solid var(--line);
  border-right:none;
  background:#fff;
  outline:none;
  color:var(--ink);
  transition:border-color .3s ease;
}
.simu__lock-row input:focus{border-color:var(--bordeaux);}
.simu__lock-row input::placeholder{color:var(--ink-muted);}
.simu__lock-row input:focus{background:#fff;}
.simu__lock-row input.is-error{border-color:#c33;}
.simu__lock-btn{
  background:var(--bordeaux);
  color:#fff;
  border:1px solid var(--bordeaux);
  padding:14px 22px;
  font-family:var(--font-body);
  font-size:11px;
  font-weight:700;
  letter-spacing:.18em;
  text-transform:uppercase;
  cursor:pointer;
  display:inline-flex;
  align-items:center;
  gap:8px;
  white-space:nowrap;
  transition:background .3s ease, color .3s ease;
}
.simu__lock-btn:hover{background:#fff;color:var(--bordeaux);}
.simu__lock-btn span{font-size:13px;}
.simu__lock-check{
  display:flex;
  align-items:flex-start;
  gap:10px;
  font-size:12px;
  color:var(--ink-muted);
  line-height:1.45;
  cursor:pointer;
}
.simu__lock-check input{
  margin-top:2px;
  accent-color:var(--bordeaux);
  width:14px;height:14px;
  flex-shrink:0;
}
.simu__lock-check.is-error span{color:#c33;}
@media (max-width:520px){
  .simu__lock-row{flex-direction:column;}
  .simu__lock-row input{border-right:1px solid var(--bordeaux);}
  .simu__lock-btn{justify-content:center;}
}
.simu__result{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:18px 24px;
  background:#fff;
  border:1px solid var(--line);
  gap:18px;
}
.simu__result-tag{
  font-size:12px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;
  color:var(--ink-soft);
}
.simu__result-num{
  font-family:var(--font-title);
  font-weight:700;
  font-size:26px;
  color:var(--bordeaux);
  letter-spacing:-.02em;
  white-space:nowrap;
}
.simu__result-num--gold{color:var(--gold-deep);}
.simu__result--feature{border-color:var(--gold);background:#fff;}

.simu__saving{
  margin-top:12px;
  padding:24px 28px;
  background:var(--bordeaux);
  color:#fff;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
  flex-wrap:nowrap;
}
.simu__saving span{
  font-size:11.5px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;
  color:#fff;
  flex:1;
  line-height:1.4;
}
.simu__saving strong{
  font-family:var(--font-title);
  font-weight:700;
  font-size:clamp(28px,3.4vw,40px);
  color:#fff;
  line-height:1;
  letter-spacing:-.02em;
  white-space:nowrap;
}

.simu__legal{
  margin-top:30px;
  font-size:12px;
  color:var(--ink-muted);
  line-height:1.65;
}

@media (max-width:980px){
  .simu{padding:40px 28px;}
  .simu__grid{grid-template-columns:1fr;gap:40px;}
}

/* ============ Section 4 — CONDITIONS ============ */
.cond{
  position:relative;
  padding:120px 0 110px;
  background-color:#1a0d10;
  background-image:url('../../3.%20Contenu%20-%20Visuels/image-couverture-pacte-dutreuil.png');
  background-size:cover;
  background-position:center center;
  background-repeat:no-repeat;
  background-attachment:fixed;
  color:#fff;
  overflow:hidden;
  isolation:isolate;
}
/* Voile sombre par-dessus le background */
.cond::before{
  content:"";
  position:absolute;
  inset:0;
  z-index:0;
  background:linear-gradient(to bottom, rgba(26,13,16,.55) 0%, rgba(26,13,16,.7) 100%);
  pointer-events:none;
}
/* Ancien wrapper image — caché */
.cond__bg{display:none;}
.cond .container{position:relative;z-index:1;}

/* Header passé en couleurs claires sur fond sombre */
.cond .eyebrow{
  color:var(--gold);
  border-color:rgba(194,169,106,.7);
}
.cond .title{color:#fff;}
.cond .lead{color:rgba(255,255,255,.85);}
.cond .lead strong{color:#fff;}
/* Nav par flèches */
.cond__nav-wrap{
  display:flex;
  align-items:center;
  justify-content:flex-end;
  gap:18px;
  margin:36px 0 14px;
}
.cond__arrow{
  width:48px;height:48px;
  border:1px solid rgba(255,255,255,.5);
  background:transparent;
  color:#fff;
  font-size:20px;
  border-radius:50%;
  cursor:pointer;
  transition:all .3s ease;
}
.cond__arrow:hover{
  background:#fff;
  color:var(--bordeaux);
  border-color:#fff;
}
.cond__counter{
  font-family:var(--font-title);
  font-size:18px;
  color:#fff;
  letter-spacing:.05em;
}
.cond__counter span{color:#fff;font-weight:600;}

/* Les panneaux sont aussi cliquables (en plus des flèches) */
.cond__panel{cursor:pointer;}

/* Accordéon horizontal — navigation par flèches */
.cond__deck{
  display:grid;
  grid-template-columns:1fr 1fr 1fr 1fr 1fr;
  gap:12px;
  margin:50px 0 0;
  min-height:420px;
  transition:grid-template-columns .65s cubic-bezier(.4,.0,.2,1);
}
.cond__deck[data-active="1"]{grid-template-columns:3.4fr 1fr 1fr 1fr 1fr;}
.cond__deck[data-active="2"]{grid-template-columns:1fr 3.4fr 1fr 1fr 1fr;}
.cond__deck[data-active="3"]{grid-template-columns:1fr 1fr 3.4fr 1fr 1fr;}
.cond__deck[data-active="4"]{grid-template-columns:1fr 1fr 1fr 3.4fr 1fr;}
.cond__deck[data-active="5"]{grid-template-columns:1fr 1fr 1fr 1fr 3.4fr;}

.cond__panel{
  position:relative;
  background:rgba(255,255,255,.06);
  backdrop-filter:blur(8px);
  -webkit-backdrop-filter:blur(8px);
  border:1px solid rgba(255,255,255,.4);
  padding:36px 30px;
  cursor:pointer;
  display:flex;
  flex-direction:column;
  gap:24px;
  text-align:left;
  font-family:var(--font-body);
  overflow:hidden;
  min-width:0;
  transition:background .5s ease, border-color .35s ease;
}
.cond__panel:hover{
  border-color:#fff;
  background:rgba(255,255,255,.1);
}
.cond__panel.is-active{
  background:rgba(146,50,68,.55);
  border-color:#fff;
}

.cond__panel-head{
  display:flex;
  flex-direction:column;
  gap:18px;
  flex-shrink:0;
}
.cond__panel-num{
  font-family:var(--font-title);
  font-weight:700;
  font-size:54px;
  line-height:1;
  color:#fff;
  letter-spacing:-.025em;
  transition:font-size .4s ease;
}
.cond__panel.is-active .cond__panel-num{font-size:80px;}
.cond__panel-title{
  font-family:var(--font-title);
  font-weight:500;
  font-size:16px;
  line-height:1.3;
  color:#fff;
  margin:0;
  transition:font-size .4s ease;
  word-break:normal;
  hyphens:auto;
}
.cond__panel.is-active .cond__panel-title{font-size:24px;}
.cond__panel-body{
  color:rgba(255,255,255,.88);
  font-size:14.5px;
  line-height:1.75;
  margin:0;
  opacity:0;
  max-height:0;
  overflow:hidden;
  transition:opacity .4s ease .15s, max-height .5s ease;
  white-space:pre-line;
  max-width:540px;
}
.cond__panel.is-active .cond__panel-body{
  opacity:1;
  max-height:520px;
}
.cond__panel.is-active .cond__panel-body strong{color:#fff;}

@media (max-width:980px){
  .cond__deck,
  .cond__deck[data-active="1"],
  .cond__deck[data-active="2"],
  .cond__deck[data-active="3"],
  .cond__deck[data-active="4"],
  .cond__deck[data-active="5"]{
    grid-template-columns:1fr;
    min-height:auto;
  }
  .cond__panel-body{opacity:1;max-height:none;}
  .cond__panel:not(.is-active) .cond__panel-body{display:none;}
}

/* LF inline */
.lf-inline{
  background:#fff;
  border:1px solid var(--gold);
  padding:24px 26px;
  position:relative;
}
.lf-inline__tag{
  display:inline-block;
  font-size:10px;
  font-weight:700;
  letter-spacing:.32em;
  text-transform:uppercase;
  color:var(--gold-deep);
  border:1px solid var(--gold);
  padding:8px 14px;
  margin-bottom:0;
}
.lf-inline__title{
  font-family:var(--font-title);
  font-weight:500;
  font-size:18px;
  color:var(--bordeaux);
  margin:0 0 8px;
  line-height:1.3;
}
.lf-inline p{
  font-size:14px;
  color:var(--ink-soft);
  line-height:1.65;
  margin:0;
}

/* Version longueur (pleine largeur) */
.lf-inline--wide{
  margin:6px 0 10px;
  padding:30px 36px;
  display:grid;
  grid-template-columns:auto 1fr;
  gap:36px;
  align-items:center;
}
.lf-inline--wide .lf-inline__head{display:flex;align-items:center;}
.lf-inline--wide .lf-inline__title{margin-bottom:6px;}
.lf-inline--wide p{font-size:14px;}
@media (max-width:760px){
  .lf-inline--wide{grid-template-columns:1fr;gap:18px;padding:24px 22px;}
}



/* ============ Section 5 — FAQ (bordeaux) ============ */
.faq{
  background:var(--bordeaux);
  color:#fff;
  padding:120px 0 110px;
  overflow:hidden;
}
.faq__list{max-width:none;margin-top:30px;}
.faq__item{
  border-bottom:1px solid rgba(255,255,255,.14);
}
.faq__item:first-child{border-top:1px solid rgba(255,255,255,.14);}
.faq__item summary{
  list-style:none;cursor:pointer;
  display:flex;justify-content:space-between;align-items:center;gap:30px;
  padding:24px 0;
  font-family:var(--font-title);font-weight:500;font-size:clamp(17px, 1.8vw, 21px);
  color:#fff;
  transition:color .3s ease;
}
.faq__item summary::-webkit-details-marker{display:none;}
.faq__item summary:hover{color:#fff;opacity:.8;}
.faq__plus{
  width:34px;height:34px;border-radius:50%;
  border:1px solid #fff;position:relative;flex-shrink:0;
  transition:transform .3s ease, background .3s ease;
}
.faq__plus::before,.faq__plus::after{
  content:"";position:absolute;top:50%;left:50%;background:#fff;
  transition:background .3s ease;
}
.faq__plus::before{width:12px;height:1.5px;transform:translate(-50%,-50%);}
.faq__plus::after{width:1.5px;height:12px;transform:translate(-50%,-50%);}
.faq__item[open] .faq__plus{transform:rotate(135deg);background:#fff;}
.faq__item[open] .faq__plus::before,
.faq__item[open] .faq__plus::after{background:var(--bordeaux);}
.faq__item[open] summary{color:#fff;opacity:1;}
.faq__body{padding:0 0 24px;max-width:780px;}
.faq__body p{color:rgba(255,255,255,.82);font-size:14.5px;line-height:1.7;margin:0 0 10px;}
.faq__body p:last-child{margin-bottom:0;}
.faq__body p strong{color:#fff;}

/* ============ Section 6 — CONTACT ============ */
.contact{
  padding:120px 0;
  background:var(--bg);
}
.contact__grid{
  display:grid;
  grid-template-columns:1fr 1.15fr;
  gap:90px;
  align-items:start;
}
.contact__title{
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(34px, 4vw, 50px);
  line-height:1.15;
  color:var(--bordeaux);
  margin:0 0 30px;
  letter-spacing:-.01em;
}
.contact__lead{
  color:var(--ink-soft);
  font-size:15px;
  line-height:1.75;
  margin:0 0 14px;
  max-width:500px;
}

/* Encadré "Réponse sous 24 heures" — fond bordeaux, texte blanc */
.pledge{
  margin-top:40px;
  background:var(--bordeaux);
  border:none;
  padding:26px 30px;
  display:flex;
  flex-direction:column;
  gap:10px;
  max-width:540px;
}
.pledge strong{
  font-family:var(--font-title);
  font-size:24px;
  font-weight:500;
  color:#fff;
  line-height:1.2;
}
.pledge span{
  font-size:15px;
  color:rgba(255,255,255,.88);
  line-height:1.5;
}

/* Form — cadre biseauté en haut à droite */
.form{
  background:#fff;
  border:none;
  padding:44px 42px;
  position:relative;
  --bevel:56px;
}
.form::before{
  content:"";
  position:absolute;
  inset:0;
  pointer-events:none;
  background:
    linear-gradient(var(--gold),var(--gold)) 0 0 / calc(100% - var(--bevel)) 1px no-repeat,
    linear-gradient(var(--gold),var(--gold)) 100% var(--bevel) / 1px calc(100% - var(--bevel)) no-repeat,
    linear-gradient(var(--gold),var(--gold)) 0 100% / 100% 1px no-repeat,
    linear-gradient(var(--gold),var(--gold)) 0 0 / 1px 100% no-repeat,
    linear-gradient(to top right,
      transparent calc(50% - .5px),
      var(--gold) calc(50% - .5px),
      var(--gold) calc(50% + .5px),
      transparent calc(50% + .5px)
    ) top right / var(--bevel) var(--bevel) no-repeat;
}

/* Eyebrow "DEMANDE DE RAPPEL" avec trait doré */
.form__head{
  display:flex;
  align-items:center;
  gap:18px;
  margin-bottom:28px;
}
.form__eyebrow{
  font-size:11px;
  font-weight:700;
  letter-spacing:.3em;
  text-transform:uppercase;
  color:var(--gold-deep);
  white-space:nowrap;
}
.form__line{
  flex:1;
  height:1px;
  background:var(--gold);
}
.form__row{display:grid;gap:18px;margin-bottom:18px;}
.form__row--2{grid-template-columns:1fr 1fr;}
@media (max-width:520px){.form__row--2{grid-template-columns:1fr;}}

.field{
  display:flex;flex-direction:column;gap:8px;
  margin-bottom:18px;
}
.field span{
  font-size:10.5px;font-weight:700;letter-spacing:.22em;text-transform:uppercase;
  color:var(--bordeaux);
}
.field input,.field select{
  font-family:var(--font-body);
  font-size:14px;
  color:var(--ink);
  padding:15px 18px;
  border:1px solid var(--bordeaux);
  background:#fff;
  transition:border-color .3s ease, box-shadow .3s ease;
  outline:none;
}
.field input::placeholder{color:#b5a8aa;}
.field input:focus,.field select:focus{
  border-color:var(--bordeaux);
}
.field select{
  appearance:none;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1L6 6L11 1' stroke='%23923244' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat:no-repeat;
  background-position:right 16px center;
  padding-right:38px;
}

.form__submit{
  width:100%;
  padding:18px 28px;
  background:#fff;
  color:var(--bordeaux);
  border:1px solid var(--bordeaux);
  font-family:var(--font-body);
  font-size:12px;font-weight:700;letter-spacing:.22em;text-transform:uppercase;
  cursor:pointer;
  transition:background .3s ease, color .3s ease, border-color .3s ease;
}
.form__submit:hover{background:var(--bordeaux);color:#fff;border-color:var(--bordeaux);}
.form__legal{
  margin-top:18px;
  font-size:11.5px;color:var(--ink-muted);
  line-height:1.6;text-align:center;
}
.form__success{
  margin-top:14px;
  padding:14px;
  background:rgba(194,169,106,.12);
  border:1px solid var(--gold);
  color:var(--gold-deep);
  font-size:13px;
}
@media (max-width:980px){
  .contact__grid{grid-template-columns:1fr;gap:50px;}
}

/* ============ FOOTER ============ */
.footer{
  background:var(--bordeaux);
  color:rgba(255,255,255,.78);
  padding:36px 0;
  border-top:1px solid rgba(194,169,106,.3);
}
.footer__inner{
  display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:20px;
}
.footer__nav{display:flex;gap:36px;}
.footer__nav a{
  font-size:12px;
  font-weight:500;
  letter-spacing:.04em;
  color:rgba(255,255,255,.88);
  transition:color .3s ease;
}
.footer__nav a:hover{color:var(--gold);}
.footer__copy{font-size:11.5px;margin:0;color:rgba(255,255,255,.6);}
@media (max-width:680px){
  .footer__inner{flex-direction:column;align-items:flex-start;gap:16px;}
  .footer__nav{flex-wrap:wrap;gap:18px;}
}

/* ============================================================
   RESPONSIVE — règles complémentaires pour tablette et mobile
============================================================ */

/* ---------- Tablette (≤ 980px) ---------- */
@media (max-width:980px){
  .container{padding:0 28px;}
  .hero__inner{padding-top:120px;padding-bottom:120px;}
  .case__frame{padding:40px 36px 36px;}
  .case__pager{flex-wrap:wrap;gap:14px;}
  .case__pager-tabs{order:1;width:100%;}
  .case__pager-tab{flex:1;text-align:center;}
  .case__pager-counter,.case__pager-btn{order:2;}
  .case__pager-counter{margin-left:auto;}
  .pacte-stat__num,.proc-stat__num{font-size:clamp(48px,8vw,72px);}
  .processus{padding:90px 0 80px;}
  .contact__grid{gap:50px;}
}

/* ---------- Mobile large (≤ 680px) ---------- */
@media (max-width:680px){
  .hero__inner{padding-top:100px;padding-bottom:100px;}
  .hero__card{padding:30px 24px;}
  .hero__title{font-size:clamp(28px,7vw,38px);line-height:1.15;}
  .hero__sub{font-size:14.5px;}
  .hero__ctas{grid-template-columns:1fr;gap:12px;align-items:stretch;max-width:none;}
  .hero__btn{width:100%;justify-content:center;}
  .hero__btn--gold{grid-column:auto;}

  .title{font-size:clamp(24px,5vw,32px);}
  .lead,.lead--wide{font-size:14.5px;}

  .pacte,.case,.cond,.faq,.contact,.processus{padding-top:70px;padding-bottom:70px;}
  .pacte__stats{margin-top:36px;}
  .processus{padding-bottom:80px;}

  .case__frame{padding:30px 22px 24px;}
  .case__header{margin-bottom:26px;}
  .case__row .case__card{padding:6px 0;}
  .case__card-head{min-height:auto;padding-bottom:18px;margin-bottom:18px;gap:14px;}
  .case__card-num{font-size:38px;}
  .case__card-title{font-size:17px;}
  .case__rows li{height:auto;min-height:46px;padding:8px 0;}
  .case__rows li.case__rows-total b{font-size:32px;}
  .case__saving{padding:28px 22px;}
  .case__saving-num{font-size:clamp(34px,8vw,48px);}
  .case__pager-btn{width:42px;height:42px;}
  .case__pager-tab{font-size:10px;padding:10px 14px;letter-spacing:.14em;}

  .simu{padding:32px 22px;}
  .simu__buttons button{font-size:16px;padding:11px 0;}
  .simu__saving{padding:18px 20px;flex-wrap:wrap;}
  .simu__saving strong{font-size:24px;}

  .cond{padding-top:80px;padding-bottom:80px;}
  .cond__nav-wrap{margin:24px 0 12px;}
  .cond__arrow{width:42px;height:42px;font-size:16px;}
  .cond__panel{padding:24px 22px;gap:18px;}
  .cond__panel-num{font-size:42px;}
  .cond__panel.is-active .cond__panel-num{font-size:54px;}
  .cond__panel.is-active .cond__panel-title{font-size:20px;}

  .faq__item summary{font-size:16px;padding:18px 0;gap:18px;}
  .faq__plus{width:30px;height:30px;}
  .faq__body p{font-size:14px;}

  .contact__title{font-size:clamp(28px,6vw,38px);}
  .form{padding:28px 22px;}
  .pledge{padding:22px 24px;margin-top:30px;}
  .pledge strong{font-size:20px;}
}

/* ---------- Mobile (≤ 480px) ---------- */
@media (max-width:480px){
  .container{padding:0 18px;}
  .hero__badge{font-size:16px;padding:10px 18px 8px;}
  .case__pager-tabs{flex-direction:column;}
  .case__pager-tab{width:100%;}
  .case__rows li.case__rows-total b{font-size:28px;}
  .simu__saving{flex-direction:column;align-items:flex-start;gap:10px;}
  .simu__buttons{flex-wrap:wrap;}
  .simu__buttons button{flex:0 0 calc(50% - 4px);}
}

/* ---------- background-attachment: scroll sur mobile (iOS bug) ---------- */
@media (max-width:980px){
  .cond{background-attachment:scroll;}
}

/* ============ Reduce motion ============ */
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms !important;transition-duration:.001ms !important;}
}

/* =========================================================
   AJOUTS SPÉCIFIQUES JAMES — Simulateur (bars + gate email + âge)
========================================================= */

/* === Simulateur — résultats en barres horizontales === */
.simu__bars{
  display:flex;
  flex-direction:column;
  gap:18px;
  margin-bottom:18px;
}
.simu__bar{
  display:flex;
  flex-direction:column;
  gap:8px;
}
.simu__bar-head{
  display:flex;
  align-items:baseline;
  justify-content:space-between;
  gap:14px;
}
.simu__bar-tag{
  font-size:12px;
  font-weight:600;
  letter-spacing:.1em;
  text-transform:uppercase;
  color:var(--ink-soft);
}
.simu__bar-num{
  font-family:var(--font-title);
  font-weight:700;
  font-size:clamp(22px, 2.4vw, 30px);
  color:var(--bordeaux);
  letter-spacing:-.02em;
  white-space:nowrap;
}
.simu__bar-num--gold{color:var(--gold-deep);}
.simu__bar-track{
  height:8px;
  background:var(--line);
  position:relative;
  overflow:hidden;
}
.simu__bar-fill{
  height:100%;
  background:var(--bordeaux);
  transition:width .8s cubic-bezier(.4,0,.2,1);
}
.simu__bar-fill--ref{background:var(--bordeaux);}
.simu__bar-fill--gold{background:var(--gold);}
.simu__bar--feature .simu__bar-tag{color:var(--bordeaux);font-weight:700;}

/* === Hint sous l'input âge === */
.simu__hint{
  display:block;
  margin-top:8px;
  font-size:12px;
  line-height:1.5;
  color:var(--ink-muted);
}
.simu__hint strong{color:var(--bordeaux);font-weight:700;}

/* === Gate email du simulateur (overlay verrouillage) === */
.simu__results{position:relative;}
.simu__gate{
  position:absolute;
  inset:0;
  z-index:5;
  display:flex;
  align-items:center;
  justify-content:center;
  padding:30px;
  background:#fff;
  transition:opacity .45s ease, visibility .45s ease;
}
.simu__gate.is-unlocked{
  opacity:0;
  visibility:hidden;
  pointer-events:none;
}
.simu__gate-inner{
  width:100%;
  max-width:500px;
  background:#fff;
  border:1.5px solid var(--gold);
  padding:44px 40px;
  display:flex;
  flex-direction:column;
  gap:10px;
  text-align:center;
  align-items:center;
  animation:floatLock 3.6s ease-in-out infinite;
}
.simu__gate-icon{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:54px;height:54px;
  border:1px solid var(--gold);
  border-radius:50%;
  color:var(--bordeaux);
  margin-bottom:12px;
}
.simu__gate-title{
  font-family:var(--font-title);
  font-weight:500;
  font-size:26px;
  color:var(--bordeaux);
  margin:0;
  line-height:1.2;
}
.simu__gate-sub{
  font-size:14px;
  color:var(--ink-soft);
  line-height:1.6;
  margin:0 0 18px;
  max-width:340px;
}
.simu__gate-form{
  display:flex;
  flex-direction:column;
  gap:12px;
  width:100%;
  max-width:440px;
}
.simu__gate-row{
  display:flex;
  gap:0;
}
.simu__gate-row input{
  flex:1;
  font-family:var(--font-body);
  font-size:14px;
  padding:15px 18px;
  border:1px solid var(--line);
  border-right:none;
  background:#fff;
  outline:none;
  color:var(--ink);
  transition:border-color .3s ease;
}
.simu__gate-row input:focus{border-color:var(--bordeaux);}
.simu__gate-row input.is-error{border-color:#c33;}
.simu__gate-btn{
  background:#fff;
  color:var(--bordeaux);
  border:1px solid var(--bordeaux);
  padding:14px 22px;
  font-family:var(--font-body);
  font-size:11px;
  font-weight:700;
  letter-spacing:.18em;
  text-transform:uppercase;
  cursor:pointer;
  display:inline-flex;
  align-items:center;
  gap:8px;
  white-space:nowrap;
  transition:background .3s ease, color .3s ease;
}
.simu__gate-btn:hover{background:var(--bordeaux);color:#fff;}
.simu__gate-consent{
  display:flex;
  align-items:flex-start;
  gap:10px;
  font-size:12px;
  color:var(--ink-muted);
  line-height:1.45;
  cursor:pointer;
  text-align:left;
}
.simu__gate-consent input{
  margin-top:2px;
  accent-color:var(--bordeaux);
  width:14px;height:14px;
  flex-shrink:0;
}
.simu__gate-consent.is-error span{color:#c33;}
.simu__gate-error{
  margin:6px 0 0;
  font-size:12px;
  color:#c33;
  text-align:left;
}
@media (max-width:520px){
  .simu__gate{padding:20px;}
  .simu__gate-row{flex-direction:column;}
  .simu__gate-row input{border-right:1px solid var(--line);}
  .simu__gate-btn{justify-content:center;}
}

/* === simu__saving — bloc économie maximale (layout JAMES) === */
.simu__saving-left{
  display:flex;
  flex-direction:column;
  gap:4px;
}
.simu__saving-left small{
  font-size:12px;
  font-weight:600;
  color:var(--gold);
  text-transform:none;
  letter-spacing:0;
}

/* =========================================================
   POPUP / MODAL — Étapes de la frise du processus
========================================================= */
.timeline__card{cursor:pointer;}
.timeline__card:hover{
  border-color:var(--gold) !important;
  background:rgba(255,255,255,.04);
}

/* Backdrop */
.tm-popup{
  position:fixed;
  inset:0;
  z-index:200;
  display:flex;
  align-items:center;
  justify-content:center;
  padding:24px;
  background:rgba(26,13,16,.78);
  backdrop-filter:blur(8px) saturate(140%);
  -webkit-backdrop-filter:blur(8px) saturate(140%);
  opacity:0;
  visibility:hidden;
  transition:opacity .4s ease, visibility .4s ease;
}
.tm-popup.is-open{
  opacity:1;
  visibility:visible;
}

/* Carte du popup — hauteur fixe pour ne pas bouger entre étapes */
.tm-popup__card{
  position:relative;
  width:100%;
  max-width:680px;
  min-height:540px;
  max-height:90vh;
  overflow-y:auto;
  background:#fff;
  padding:48px 50px 40px;
  border:1px solid var(--gold);
  transform:translateY(20px) scale(.96);
  opacity:0;
  transition:transform .45s cubic-bezier(.4,0,.2,1), opacity .45s ease;
  display:flex;
  flex-direction:column;
}
.tm-popup__body{
  flex:1;
}
.tm-popup.is-open .tm-popup__card{
  transform:translateY(0) scale(1);
  opacity:1;
}

/* Bouton de fermeture */
.tm-popup__close{
  position:absolute;
  top:18px;right:18px;
  width:40px;height:40px;
  border:1px solid var(--bordeaux);
  background:transparent;
  border-radius:50%;
  cursor:pointer;
  display:grid;
  place-items:center;
  font-size:18px;
  color:var(--bordeaux);
  transition:background .3s ease, color .3s ease;
}
.tm-popup__close:hover{background:var(--bordeaux);color:#fff;}

/* Contenu */
.tm-popup__tag{
  display:inline-block;
  font-family:var(--font-body);
  font-size:11px;
  font-weight:700;
  letter-spacing:.22em;
  text-transform:uppercase;
  color:var(--gold-deep);
  border:1px solid var(--gold);
  padding:8px 16px;
  margin-bottom:22px;
}
.tm-popup__title{
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(26px, 3vw, 36px);
  color:var(--bordeaux);
  margin:0 0 18px;
  line-height:1.2;
}
.tm-popup__body p{
  color:var(--ink-soft);
  font-size:15.5px;
  line-height:1.75;
  margin:0 0 14px;
}
.tm-popup__body p:last-child{margin-bottom:0;}
.tm-popup__body p strong{color:var(--bordeaux);font-weight:600;}

@media (max-width:680px){
  .tm-popup__card{padding:36px 24px 28px;max-height:94vh;min-height:480px;}
  .tm-popup__close{top:12px;right:12px;width:36px;height:36px;font-size:16px;}
}

/* === Indicateur "loupe" sur les cards de la frise === */
.timeline__card{
  position:relative;
  cursor:pointer !important;
  pointer-events:auto !important;
  transition:border-color .3s ease, background .3s ease, transform .3s ease;
}
.timeline__card::after{
  content:"";
  position:absolute;
  top:14px;right:14px;
  width:28px;height:28px;
  background:rgba(194,169,106,.18);
  border:1px solid var(--gold);
  border-radius:50%;
  pointer-events:none;
  background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23c2a96a' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'><polyline points='15 3 21 3 21 9'/><polyline points='9 21 3 21 3 15'/><line x1='21' y1='3' x2='14' y2='10'/><line x1='3' y1='21' x2='10' y2='14'/></svg>");
  background-size:14px 14px;
  background-position:center;
  background-repeat:no-repeat;
  transition:background-color .3s ease, transform .3s ease;
}
.timeline__card:hover::after{
  background-color:var(--gold);
  background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'><polyline points='15 3 21 3 21 9'/><polyline points='9 21 3 21 3 15'/><line x1='21' y1='3' x2='14' y2='10'/><line x1='3' y1='21' x2='10' y2='14'/></svg>");
  transform:scale(1.1);
}
.timeline__card:hover{
  transform:translateY(-3px);
}

/* === Force cliquabilité des cards de la frise === */
.timeline__item,
.timeline__card{
  pointer-events:auto !important;
  opacity:1 !important;
  visibility:visible !important;
}
.timeline__card{
  cursor:pointer !important;
  user-select:none;
}
.timeline__card *{pointer-events:none;}
.timeline__card{position:relative;z-index:5;}

/* =========================================================
   BOUTON SCROLL TO TOP — Rond bordeaux + flèche blanche
   (devient blanc + flèche bordeaux sur fond sombre)
========================================================= */
.scroll-top{
  position:fixed;
  bottom:24px;
  right:24px;
  width:52px;
  height:52px;
  border-radius:50%;
  background:var(--bordeaux);
  color:#fff;
  border:none;
  display:grid;
  place-items:center;
  cursor:pointer;
  opacity:0;
  visibility:hidden;
  transform:translateY(16px);
  transition:opacity .3s ease, visibility .3s ease, transform .3s ease, background .3s ease, border-color .3s ease;
  z-index:90;
  box-shadow:0 8px 22px -6px rgba(146,50,68,.5);
  border:1px solid transparent;
}
.scroll-top.is-visible{
  opacity:1;
  visibility:visible;
  transform:translateY(0);
}
.scroll-top:hover{
  background:var(--bordeaux-deep);
  transform:translateY(-4px);
}
.scroll-top svg{
  width:18px;
  height:18px;
  stroke:#fff;
  fill:none;
  stroke-width:2.2;
  stroke-linecap:round;
  stroke-linejoin:round;
  transition:stroke .3s ease;
}

/* Variante "sur fond sombre/bordeaux" : inversion */
.scroll-top.is-on-dark{
  background:#fff;
  border-color:rgba(255,255,255,.4);
  box-shadow:0 8px 22px -6px rgba(0,0,0,.35);
}
.scroll-top.is-on-dark:hover{
  background:#f5e9ec;
  transform:translateY(-4px);
}
.scroll-top.is-on-dark svg{
  stroke:var(--bordeaux);
}
@media (max-width:680px){
  .scroll-top{
    bottom:16px;
    right:16px;
    width:46px;
    height:46px;
  }
}

/* === Flèches prev/next dans le popup de la frise === */
.tm-popup__card{padding-left:74px;padding-right:74px;}
.tm-popup__nav{
  display:flex;
  justify-content:space-between;
  align-items:center;
  margin-top:24px;
  padding-top:18px;
  border-top:1px solid var(--line);
  gap:16px;
}
.tm-popup__nav-btn{
  display:inline-flex;
  align-items:center;
  gap:10px;
  background:transparent;
  border:1px solid var(--bordeaux);
  color:var(--bordeaux);
  padding:10px 18px;
  font-family:var(--font-body);
  font-size:11px;
  font-weight:700;
  letter-spacing:.16em;
  text-transform:uppercase;
  cursor:pointer;
  transition:background .3s ease, color .3s ease;
}
.tm-popup__nav-btn:hover{background:var(--bordeaux);color:#fff;}
.tm-popup__nav-btn:disabled{opacity:.3;cursor:not-allowed;}
.tm-popup__nav-btn:disabled:hover{background:transparent;color:var(--bordeaux);}
.tm-popup__nav-counter{
  font-family:var(--font-title);
  font-size:14px;
  color:var(--gold-deep);
  letter-spacing:.05em;
}
.tm-popup__nav-counter span{color:var(--bordeaux);font-weight:700;}
@media (max-width:520px){
  .tm-popup__card{padding-left:24px;padding-right:24px;}
  .tm-popup__nav-btn span{display:none;}
  .tm-popup__nav-btn{padding:10px 14px;}
}

/* =========================================================
   BREAKPOINT LAPTOP (1100 → 1240px)
   Optimisation pour MacBook 13", PC 1440×900, etc.
========================================================= */
@media (min-width:981px) and (max-width:1100px){
  .container{padding:0 32px;}
  .hero__card{max-width:620px;padding:48px 44px;}
  .hero__title{font-size:clamp(36px, 5vw, 56px);}
  .pacte-stat__num{font-size:clamp(48px, 6vw, 72px);}
  .timeline{gap:18px;}
  .timeline__card{padding:22px 20px;}
  .timeline__title{font-size:16px;}
  .timeline__card p{font-size:12.5px;}
  .case__frame{padding:48px 40px;}
  .nav__links{gap:24px;}
  .nav__link{font-size:10.5px;letter-spacing:.14em;}
}

/* =========================================================
   GRAND ÉCRAN (≥ 1440px)
   Légère respiration en plus
========================================================= */
@media (min-width:1440px){
  .hero__card{max-width:820px;}
  .hero__title{font-size:clamp(48px, 5.5vw, 78px);}
}

/* =========================================================
   BANNIÈRE COOKIES CNIL
========================================================= */
.cookie-banner{
  position:fixed;
  bottom:20px;
  left:20px;
  right:20px;
  max-width:920px;
  margin:0 auto;
  background:#fff;
  border:1px solid var(--gold);
  box-shadow:0 18px 40px -10px rgba(20,10,12,.2);
  padding:22px 26px;
  z-index:1000;
  opacity:0;
  transform:translateY(20px);
  transition:opacity .4s ease, transform .4s ease;
  pointer-events:none;
}
.cookie-banner.is-visible{
  opacity:1;
  transform:translateY(0);
  pointer-events:auto;
}
.cookie-banner__inner{
  display:flex;
  align-items:center;
  gap:24px;
  flex-wrap:wrap;
}
.cookie-banner__content{
  flex:1;
  min-width:280px;
}
.cookie-banner__title{
  font-family:var(--font-title);
  font-weight:600;
  font-size:16px;
  color:var(--bordeaux);
  margin:0 0 6px;
  letter-spacing:-.005em;
}
.cookie-banner__text{
  font-size:13px;
  line-height:1.55;
  color:var(--ink-soft);
  margin:0;
}
.cookie-banner__text a{
  color:var(--gold-deep);
  text-decoration:underline;
  font-weight:500;
}
.cookie-banner__text a:hover{
  color:var(--bordeaux);
}
.cookie-banner__actions{
  display:flex;
  gap:10px;
  flex-shrink:0;
}
.cookie-banner__btn{
  font-family:var(--font-body);
  font-size:11px;
  font-weight:700;
  letter-spacing:.16em;
  text-transform:uppercase;
  padding:12px 22px;
  border:1px solid currentColor;
  cursor:pointer;
  transition:background .25s ease, color .25s ease, border-color .25s ease;
  background:transparent;
  min-width:120px;
  text-align:center;
}
.cookie-banner__btn--refuse{
  color:var(--ink-soft);
  border-color:var(--line);
}
.cookie-banner__btn--refuse:hover{
  background:#f5f0e6;
  color:var(--ink);
}
.cookie-banner__btn--accept{
  background:var(--bordeaux);
  color:#fff;
  border-color:var(--bordeaux);
}
.cookie-banner__btn--accept:hover{
  background:var(--bordeaux-deep);
  border-color:var(--bordeaux-deep);
}

/* Mobile */
@media (max-width:680px){
  .cookie-banner{
    bottom:12px;
    left:12px;
    right:12px;
    padding:18px 18px 16px;
  }
  .cookie-banner__inner{
    flex-direction:column;
    align-items:stretch;
    gap:14px;
  }
  .cookie-banner__title{font-size:15px;}
  .cookie-banner__text{font-size:12.5px;}
  .cookie-banner__actions{
    flex-direction:column-reverse;
    gap:8px;
  }
  .cookie-banner__btn{padding:13px 18px;width:100%;}
}

/* =========================================================
   COMPOSANT "LIRE LA SUITE" — SEO long-form
========================================================= */
.readmore{
  margin-top:60px;
  padding-top:50px;
  border-top:1px solid var(--line-soft);
}
.readmore[open]{
  animation:readmoreReveal .4s ease;
}
@keyframes readmoreReveal{
  from{opacity:0;transform:translateY(8px);}
  to{opacity:1;transform:translateY(0);}
}
.readmore__toggle{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding:14px 26px;
  background:transparent;
  border:1px solid var(--bordeaux);
  color:var(--bordeaux);
  font-family:var(--font-body);
  font-size:11px;
  font-weight:700;
  letter-spacing:.18em;
  text-transform:uppercase;
  cursor:pointer;
  list-style:none;
  transition:background .25s ease, color .25s ease, border-color .25s ease;
  user-select:none;
}
.readmore__toggle::-webkit-details-marker{display:none!important;}
.readmore__toggle::marker{display:none!important;content:""!important;}
summary.readmore__toggle{list-style:none!important;}
.readmore__toggle:hover{
  background:var(--bordeaux);
  color:#fff;
  border-color:var(--bordeaux);
}
.readmore__icon{
  display:inline-block;
  transition:transform .3s ease;
  font-size:13px;
}
.readmore[open] .readmore__icon{
  transform:rotate(180deg);
}
.readmore__label-close{display:none;}
.readmore[open] .readmore__label-open{display:none;}
.readmore[open] .readmore__label-close{display:inline;}

.readmore__content{
  margin-top:36px;
  max-width:880px;
}
.readmore__content h3{
  font-family:var(--font-title);
  font-weight:600;
  font-size:clamp(22px, 2.4vw, 30px);
  color:var(--bordeaux);
  margin:40px 0 16px;
  letter-spacing:-.008em;
  line-height:1.25;
}
.readmore__content h3:first-child{margin-top:0;}
.readmore__content h4{
  font-family:var(--font-title);
  font-weight:600;
  font-size:clamp(17px, 1.6vw, 20px);
  color:var(--bordeaux-soft);
  margin:28px 0 10px;
  letter-spacing:-.005em;
  line-height:1.3;
}
.readmore__content p{
  font-size:15px;
  line-height:1.75;
  color:var(--ink-soft);
  margin:0 0 16px;
}
.readmore__content p strong{
  color:var(--ink);
  font-weight:600;
}
.readmore__content a{
  color:var(--bordeaux);
  text-decoration:underline;
  text-underline-offset:3px;
  font-weight:500;
  transition:color .2s ease;
}
.readmore__content a:hover{
  color:var(--bordeaux-deep);
}

/* Variante sur fond sombre (section conditions) */
.readmore--light{
  border-top-color:rgba(255,255,255,.15);
}
.readmore--light .readmore__toggle{
  border-color:rgba(255,255,255,.5);
  color:#fff;
}
.readmore--light .readmore__toggle:hover{
  background:#fff;
  color:var(--bordeaux);
  border-color:#fff;
}
.readmore--light .readmore__content h3{
  color:#fff;
}
.readmore--light .readmore__content h4{
  color:var(--gold-soft);
}
.readmore--light .readmore__content p{
  color:rgba(255,255,255,.85);
}
.readmore--light .readmore__content p strong{
  color:#fff;
}
.readmore--light .readmore__content a{
  color:var(--gold-soft);
}
.readmore--light .readmore__content a:hover{
  color:#fff;
}

@media (max-width:680px){
  .readmore{margin-top:40px;padding-top:32px;}
  .readmore__content{margin-top:24px;}
  .readmore__content h3{font-size:20px;margin-top:32px;}
  .readmore__content h4{font-size:16px;margin-top:22px;}
  .readmore__content p{font-size:14.5px;}
  .readmore__toggle{padding:12px 20px;font-size:10.5px;}
}

/* =========================================================
   SECTION ARTICLES & RESSOURCES
========================================================= */
.articles{
  background:#ffffff;
  padding:120px 0 110px;
}
.articles .title{margin-top:14px;}
.articles__grid{
  display:grid;
  grid-template-columns:repeat(2, 1fr);
  gap:24px;
  margin-top:50px;
}
.article-card{
  display:block;
  text-decoration:none;
  color:inherit;
  background:#fafafa;
  border:1px solid var(--line);
  transition:transform .35s ease, box-shadow .35s ease, border-color .35s ease, background .35s ease;
  position:relative;
  overflow:hidden;
}
.article-card::before{
  content:"";
  position:absolute;
  top:0;left:0;
  width:0;
  height:3px;
  background:var(--bordeaux);
  transition:width .35s ease;
}
.article-card:hover{
  transform:translateY(-4px);
  box-shadow:0 16px 36px -12px rgba(20,10,12,.15);
  border-color:var(--bordeaux);
  background:#fff;
}
.article-card:hover::before{
  width:100%;
}
.article-card__inner{
  padding:36px 32px;
  display:flex;
  flex-direction:column;
  gap:14px;
  height:100%;
}
.article-card__tag{
  align-self:flex-start;
  font-family:var(--font-body);
  font-size:10px;
  font-weight:700;
  letter-spacing:.22em;
  text-transform:uppercase;
  color:var(--bordeaux);
  padding:5px 12px;
  border:1px solid var(--bordeaux);
  background:transparent;
}
.article-card__title{
  font-family:var(--font-title);
  font-weight:600;
  font-size:clamp(18px, 1.7vw, 22px);
  color:var(--bordeaux);
  margin:0;
  line-height:1.3;
  letter-spacing:-.005em;
}
.article-card__excerpt{
  font-size:14px;
  line-height:1.6;
  color:var(--ink-soft);
  margin:0;
  flex:1;
}
.article-card__cta{
  font-family:var(--font-body);
  font-size:11px;
  font-weight:700;
  letter-spacing:.18em;
  text-transform:uppercase;
  color:var(--bordeaux);
  margin-top:6px;
  transition:transform .25s ease;
  display:inline-block;
}
.article-card:hover .article-card__cta{
  transform:translateX(4px);
  color:var(--bordeaux-deep);
}

@media (max-width:980px){
  .articles{padding:90px 0 80px;}
  .articles__grid{grid-template-columns:1fr;gap:18px;margin-top:40px;}
  .article-card__inner{padding:28px 24px;}
  .article-card__title{font-size:17px;}
}

/* =========================================================
   SECTION ARTICLES — VERSION DÉPLIABLE (robuste)
========================================================= */
.articles__expand{
  margin-top:40px;
  text-align:center;
  /* Fallback si details non supporté */
  display:block;
}
.articles__expand[open]{
  text-align:left;
}
.articles__expand-toggle{
  display:inline-flex;
  align-items:center;
  gap:12px;
  padding:16px 32px;
  background:transparent;
  border:1px solid var(--bordeaux);
  color:var(--bordeaux);
  font-family:var(--font-body);
  font-size:12px;
  font-weight:700;
  letter-spacing:.18em;
  text-transform:uppercase;
  cursor:pointer;
  list-style:none;
  list-style-type:none;
  transition:background .25s ease, color .25s ease;
  user-select:none;
  margin-top:10px;
  /* Cacher la flèche native */
  outline:none;
}
.articles__expand-toggle::-webkit-details-marker{display:none!important;}
.articles__expand-toggle::marker{display:none!important;content:""!important;}
summary.articles__expand-toggle{list-style:none!important;}
.articles__expand-toggle:hover{
  background:var(--bordeaux);
  color:#fff;
}
.articles__expand-icon{
  display:inline-block;
  transition:transform .3s ease;
  font-size:14px;
}
.articles__expand[open] .articles__expand-icon{
  transform:rotate(180deg);
}
.articles__expand-label-close{display:none;}
.articles__expand[open] .articles__expand-label-open{display:none;}
.articles__expand[open] .articles__expand-label-close{display:inline;}

.articles__expand-content{
  margin-top:50px;
  animation:articlesReveal .4s ease;
}
@keyframes articlesReveal{
  from{opacity:0;transform:translateY(10px);}
  to{opacity:1;transform:translateY(0);}
}

.articles__block{
  margin-bottom:70px;
}
.articles__block:last-child{
  margin-bottom:0;
}
.articles__block-title{
  font-family:var(--font-title);
  font-weight:600;
  font-size:clamp(20px, 2.4vw, 26px);
  color:var(--bordeaux);
  letter-spacing:-.005em;
  line-height:1.3;
  margin:0 0 8px;
  padding-bottom:14px;
  border-bottom:2px solid var(--bordeaux);
}
.articles__block-lead{
  font-size:15px;
  line-height:1.65;
  color:var(--ink-soft);
  margin:18px 0 30px;
  max-width:760px;
}

/* =========================================================
   CARTES PRESSE — Les médias parlent du Pacte Dutreil
========================================================= */
.press__grid{
  display:grid;
  grid-template-columns:repeat(2, 1fr);
  gap:18px;
}
.press-card{
  display:flex;
  flex-direction:column;
  gap:10px;
  text-decoration:none;
  color:inherit;
  background:#fff;
  border:1px solid var(--line);
  padding:26px 24px;
  transition:transform .35s ease, box-shadow .35s ease, border-color .35s ease;
  position:relative;
  overflow:hidden;
}
.press-card::before{
  content:"";
  position:absolute;
  top:0;left:0;
  width:3px;
  height:0;
  background:var(--bordeaux);
  transition:height .35s ease;
}
.press-card:hover{
  transform:translateY(-3px);
  box-shadow:0 14px 32px -10px rgba(20,10,12,.13);
  border-color:var(--bordeaux);
}
.press-card:hover::before{
  height:100%;
}
.press-card__source{
  font-family:var(--font-body);
  font-size:10px;
  font-weight:700;
  letter-spacing:.22em;
  text-transform:uppercase;
  color:var(--bordeaux);
  margin-bottom:4px;
}
.press-card__title{
  font-family:var(--font-title);
  font-weight:600;
  font-size:clamp(15px, 1.4vw, 18px);
  color:var(--ink);
  margin:0;
  line-height:1.35;
  letter-spacing:-.003em;
}
.press-card__meta{
  font-size:13.5px;
  line-height:1.55;
  color:var(--ink-soft);
  margin:0;
  flex:1;
}
.press-card__cta{
  font-family:var(--font-body);
  font-size:10.5px;
  font-weight:700;
  letter-spacing:.18em;
  text-transform:uppercase;
  color:var(--bordeaux);
  margin-top:4px;
  transition:transform .25s ease;
  display:inline-block;
}
.press-card:hover .press-card__cta{
  transform:translateX(3px);
}

@media (max-width:980px){
  .articles__expand-content{margin-top:36px;}
  .articles__block{margin-bottom:50px;}
  .press__grid{grid-template-columns:1fr;gap:14px;}
  .press-card{padding:22px 20px;}
}

/* =========================================================
   SECTION EXPERTS DIRIGEANT — carrousel défilant cross-linking
========================================================= */
.experts{
  background:#fafafa;
  padding:70px 0 70px;
  border-top:1px solid var(--line-soft);
  border-bottom:1px solid var(--line-soft);
  overflow:hidden;
  position:relative;
  width:100%;
}
.experts__head{
  text-align:center;
  margin-bottom:40px;
}
.experts__title{
  font-family:var(--font-title);
  font-weight:600;
  font-size:clamp(22px, 2.6vw, 32px);
  color:var(--bordeaux);
  letter-spacing:-.008em;
  line-height:1.25;
  margin:14px 0 0;
}

/* Marquee defilant infini — version robuste */
.experts__marquee{
  width:100%;
  overflow:hidden;
  position:relative;
  -webkit-mask-image:linear-gradient(to right, transparent 0, #000 80px, #000 calc(100% - 80px), transparent 100%);
  mask-image:linear-gradient(to right, transparent 0, #000 80px, #000 calc(100% - 80px), transparent 100%);
}
.experts__track{
  display:inline-flex;
  flex-wrap:nowrap;
  gap:18px;
  padding-left:18px;
  animation:expertsScroll 50s linear infinite;
  will-change:transform;
}
.experts__marquee:hover .experts__track{
  animation-play-state:paused;
}
@keyframes expertsScroll{
  0%{transform:translateX(0);}
  100%{transform:translateX(calc(-50% - 9px));}
}

.expert-slide{
  display:flex;
  flex-direction:column;
  gap:8px;
  text-decoration:none;
  color:inherit;
  background:#fff;
  border:1px solid var(--line);
  padding:22px 26px;
  width:280px;
  min-width:280px;
  flex-shrink:0;
  transition:transform .25s ease, box-shadow .25s ease, border-color .25s ease;
  position:relative;
  box-sizing:border-box;
}
.expert-slide::before{
  content:"";
  position:absolute;
  left:0;
  top:0;
  bottom:0;
  width:3px;
  background:var(--bordeaux);
  transform:scaleY(0);
  transform-origin:top;
  transition:transform .3s ease;
}
.expert-slide:hover{
  transform:translateY(-3px);
  box-shadow:0 12px 28px -10px rgba(20,10,12,.16);
  border-color:var(--bordeaux);
}
.expert-slide:hover::before{
  transform:scaleY(1);
}
.expert-slide__tag{
  font-family:var(--font-body);
  font-size:9.5px;
  font-weight:700;
  letter-spacing:.22em;
  text-transform:uppercase;
  color:var(--bordeaux);
  opacity:.9;
}
.expert-slide__title{
  font-family:var(--font-title);
  font-weight:600;
  font-size:17px;
  color:var(--bordeaux);
  margin:0;
  line-height:1.3;
  letter-spacing:-.005em;
}
.expert-slide__url{
  font-family:var(--font-body);
  font-size:12px;
  color:var(--ink-soft);
  margin-top:4px;
  letter-spacing:.01em;
  opacity:.75;
}

@media (max-width:680px){
  .experts{padding:50px 0 50px;}
  .experts__head{margin-bottom:28px;}
  .experts__track{
    animation-duration:40s;
    gap:14px;
    padding-left:14px;
  }
  .expert-slide{
    width:240px;
    min-width:240px;
    padding:18px 22px;
  }
  .expert-slide__title{font-size:15.5px;}
}

/* Respecter prefers-reduced-motion */
@media (prefers-reduced-motion: reduce){
  .experts__track{
    animation:none;
  }
}

/* =========================================================
   SIMULATEUR ÉPARGNE SALARIALE — PEE vs Assurance-vie
   (réutilise les tokens :root existants)
========================================================= */
.essimu{padding:96px 0 100px;background:var(--bg);position:relative;}
.essimu__head{max-width:820px;margin:0 auto 44px;text-align:center;}
.essimu__head .eyebrow{justify-content:center;}
.essimu__grid{
  display:grid;grid-template-columns:340px 1fr;gap:0;
  border:1px solid var(--line);background:#fff;
  box-shadow:0 30px 80px -50px rgba(90,30,42,.35);
}
@media(max-width:900px){.essimu__grid{grid-template-columns:1fr;}}

/* --- Colonne contrôles --- */
.essimu__controls{padding:34px 30px;border-right:1px solid var(--line);background:#fff;}
@media(max-width:900px){.essimu__controls{border-right:none;border-bottom:1px solid var(--line);}}
.essimu__field{display:block;margin-bottom:26px;}
.essimu__field:last-child{margin-bottom:0;}
.essimu__label{
  display:flex;justify-content:space-between;align-items:baseline;
  font-family:var(--font-body);font-size:12.5px;font-weight:600;color:var(--ink-soft);
  letter-spacing:.01em;margin-bottom:10px;
}
.essimu__val{font-family:var(--font-title);font-size:22px;font-weight:700;color:var(--bordeaux);letter-spacing:-.01em;}
.essimu__val small{font-size:13px;font-weight:500;color:var(--ink-muted);margin-left:2px;}
.essimu__range{
  -webkit-appearance:none;appearance:none;width:100%;height:3px;
  background:var(--line-strong);outline:none;border-radius:0;cursor:pointer;
}
.essimu__range::-webkit-slider-thumb{
  -webkit-appearance:none;appearance:none;width:18px;height:18px;border-radius:50%;
  background:#fff;border:2px solid var(--bordeaux);cursor:pointer;
  box-shadow:0 2px 8px rgba(90,30,42,.25);transition:transform .2s ease;
}
.essimu__range::-webkit-slider-thumb:hover{transform:scale(1.15);}
.essimu__range::-moz-range-thumb{
  width:18px;height:18px;border-radius:50%;background:#fff;border:2px solid var(--bordeaux);
  cursor:pointer;box-shadow:0 2px 8px rgba(90,30,42,.25);
}
.essimu__profiles{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;}
.essimu__profile{
  font-family:var(--font-body);text-align:center;padding:11px 4px 9px;cursor:pointer;
  background:#fff;border:1px solid var(--line-strong);transition:all .2s var(--ease);
}
.essimu__profile b{display:block;font-size:12.5px;font-weight:700;color:var(--ink);}
.essimu__profile span{display:block;font-size:11px;color:var(--ink-muted);margin-top:2px;}
.essimu__profile:hover{border-color:var(--bordeaux-soft);}
.essimu__profile.is-active{background:var(--bordeaux);border-color:var(--bordeaux);}
.essimu__profile.is-active b,.essimu__profile.is-active span{color:#fff;}

/* --- Colonne résultats --- */
.essimu__results{padding:34px 34px 30px;position:relative;}
.essimu__cards{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-bottom:26px;}
@media(max-width:620px){.essimu__cards{grid-template-columns:1fr;}}
.escard{padding:18px 18px 16px;border:1px solid var(--line);background:#fff;}
.escard--pee{background:#fff;}
.escard--av{background:#fff;border:2px solid var(--gold);}
.escard--gain{background:#fff;border:2px solid var(--bordeaux);}
.escard__lab{
  font-family:var(--font-body);font-size:10.5px;font-weight:700;letter-spacing:.09em;
  text-transform:uppercase;color:var(--ink-muted);display:block;margin-bottom:8px;line-height:1.3;
}
.escard--av .escard__lab{color:var(--gold-deep);}
.escard--gain .escard__lab{color:var(--bordeaux);}
.escard__num{font-family:var(--font-title);font-size:27px;font-weight:700;color:var(--ink);letter-spacing:-.02em;display:block;}
.escard--av .escard__num{color:var(--bordeaux);}
.escard--gain .escard__num{color:var(--bordeaux);}
.escard__sub{font-family:var(--font-body);font-size:11.5px;color:var(--ink-muted);margin-top:6px;line-height:1.4;}

/* --- Légende + graphique --- */
.essimu__legend{display:flex;flex-wrap:wrap;gap:16px 22px;margin-bottom:12px;}
.essimu__leg{display:flex;align-items:center;gap:8px;font-family:var(--font-body);font-size:12px;color:var(--ink-soft);}
.essimu__leg-swatch{width:22px;height:3px;border-radius:2px;display:inline-block;}
.essimu__leg-swatch--pee{background:#8a7d82;}
.essimu__leg-swatch--av{background:var(--bordeaux);height:4px;}
.essimu__leg-swatch--ref{background:transparent;border-top:2px dashed var(--line-strong);height:0;width:22px;}
.essimu__chart{width:100%;position:relative;}
.essimu__chart svg{display:block;width:100%;height:auto;overflow:visible;}
.essimu__chart .axis-line{stroke:var(--line);stroke-width:1;}
.essimu__chart .grid-line{stroke:var(--line-soft);stroke-width:1;}
.essimu__chart .axis-lab{font-family:var(--font-body);font-size:10px;fill:var(--ink-muted);}
.essimu__chart .area-av{fill:var(--bordeaux);opacity:.08;}
.essimu__chart .area-pee{fill:#8a7d82;opacity:.05;}
.essimu__chart .line-av{fill:none;stroke:var(--bordeaux);stroke-width:2.4;}
.essimu__chart .line-pee{fill:none;stroke:#8a7d82;stroke-width:2;}
.essimu__chart .line-ref{fill:none;stroke:var(--line-strong);stroke-width:1.6;stroke-dasharray:5 4;}

.essimu__legal{
  font-family:var(--font-body);font-size:11px;line-height:1.6;color:var(--ink-muted);
  margin-top:22px;padding-top:16px;border-top:1px solid var(--line-soft);
}
.essimu__legal strong{color:var(--ink-soft);}

/* --- Gate email (réutilise l'esprit du simu Dutreil) --- */
.essimu__gate{
  position:absolute;inset:0;background:rgba(253,252,250,.86);
  backdrop-filter:blur(7px);-webkit-backdrop-filter:blur(7px);
  display:flex;align-items:center;justify-content:center;z-index:5;padding:24px;
}
.essimu__gate.is-unlocked{display:none;}
.essimu__gate-inner{max-width:400px;text-align:center;background:#fff;border:1px solid var(--line);padding:32px 30px;box-shadow:0 24px 60px -40px rgba(90,30,42,.5);}
.essimu__gate-icon{display:inline-flex;color:var(--bordeaux);margin-bottom:12px;}
.essimu__gate-title{font-family:var(--font-title);font-size:20px;font-weight:700;color:var(--ink);margin:0 0 8px;}
.essimu__gate-sub{font-family:var(--font-body);font-size:13.5px;line-height:1.55;color:var(--ink-soft);margin:0 0 18px;}
.essimu__gate-row{display:flex;gap:8px;margin-bottom:12px;}
@media(max-width:480px){.essimu__gate-row{flex-direction:column;}}
.essimu__gate-row input{
  flex:1;font-family:var(--font-body);font-size:14px;padding:12px 14px;
  border:1px solid var(--line-strong);background:#fff;color:var(--ink);outline:none;
}
.essimu__gate-row input:focus{border-color:var(--bordeaux);}
.essimu__gate-row input.is-error{border-color:#c0392b;}
.essimu__gate-btn{
  font-family:var(--font-body);font-size:13px;font-weight:700;letter-spacing:.04em;
  color:#fff;background:var(--bordeaux);border:none;padding:12px 20px;cursor:pointer;
  display:inline-flex;align-items:center;gap:6px;transition:background .25s ease;white-space:nowrap;
}
.essimu__gate-btn:hover{background:var(--bordeaux-deep);}
.essimu__gate-consent{display:flex;gap:9px;align-items:flex-start;text-align:left;font-family:var(--font-body);font-size:11.5px;line-height:1.45;color:var(--ink-muted);cursor:pointer;}
.essimu__gate-consent.is-error span{color:#c0392b;}
.essimu__gate-consent input{margin-top:2px;accent-color:var(--bordeaux);flex-shrink:0;}
.essimu__gate-error{font-family:var(--font-body);font-size:12px;color:#c0392b;margin:8px 0 0;}

/* --- Bandeau constat (problème gestion pilotée) --- */
.constat{padding:0 0 96px;background:var(--bg);}
.constat__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:40px;}
@media(max-width:820px){.constat__grid{grid-template-columns:1fr;}}
.constat__item{padding:28px 26px;background:#fff;border:1px solid var(--line);}
.constat__num{font-family:var(--font-title);font-size:40px;font-weight:700;color:var(--bordeaux);letter-spacing:-.03em;line-height:1;}
.constat__num small{font-size:20px;}
.constat__lab{font-family:var(--font-body);font-size:14px;font-weight:600;color:var(--ink);margin:12px 0 6px;line-height:1.4;}
.constat__sub{font-family:var(--font-body);font-size:12.5px;color:var(--ink-muted);line-height:1.5;}

/* Finitions épargne salariale */
.readmore__source{font-size:12px;color:var(--ink-muted);font-style:italic;margin-top:18px;}
.hero__sub-highlight{color:#fff;font-weight:600;}
.essimu__gate-form{width:100%;}